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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,728 | $176,120-91.1% | $159,487-90.1% | $167,553-90.6% |
| Participation rate | 90.0% | 85.0%+5.0pp | 82.8%+7.2pp | 82.1%+7.9pp |
| Annual return | 19.35% | 331.95%-312.6pp | 263.71%-244.4pp | 478.89%-459.5pp |
| Employer contribution / active EE | $2,002 | $5,299-62.2% | $4,831-58.6% | $4,840-58.6% |
| Participant deferral / active EE | $2,195 | $7,752-71.7% | $7,354-70.2% | $6,343-65.4% |
| Admin fee / account holder | $1,436 | $12,561-88.6% | $10,804-86.7% | $12,316-88.3% |