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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,186 | $98,766+1.4% | $149,730-33.1% | $79,852+25.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 12.09% | 27.43%-15.3pp | 276.70%-264.6pp | 31.72%-19.6pp |
| Employer contribution / active EE | $3,045 | $3,217-5.4% | $4,645-34.5% | $2,471+23.2% |
| Participant deferral / active EE | $5,864 | $5,681+3.2% | $6,843-14.3% | $3,740+56.8% |
| Admin fee / account holder | $16,377 | $6,052+170.6% | $9,310+75.9% | $5,306+208.6% |