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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,759 | $105,623-84.1% | $87,502-80.8% | $273,972-93.9% |
| Participation rate | 94.7% | 78.2%+16.5pp | 73.8%+20.9pp | 83.0%+11.7pp |
| Annual return | 4.88% | 12.26%-7.4pp | 12.21%-7.3pp | 41.46%-36.6pp |
| Employer contribution / active EE | $720 | $3,141-77.1% | $2,550-71.7% | $4,869-85.2% |
| Participant deferral / active EE | $432 | $3,601-88.0% | $3,149-86.3% | $5,287-91.8% |
| Admin fee / account holder | $410 | $4,781-91.4% | $4,221-90.3% | $10,133-96.0% |