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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,184 | $88,707+197.8% | $74,184+256.1% | $273,972-3.6% |
| Participation rate | 83.3% | 79.4%+3.9pp | 76.6%+6.7pp | 83.0%+0.3pp |
| Annual return | 8.06% | 11.94%-3.9pp | 17.74%-9.7pp | 41.46%-33.4pp |
| Employer contribution / active EE | $3,767 | $3,159+19.2% | $2,370+59.0% | $4,869-22.6% |
| Participant deferral / active EE | $6,968 | $4,212+65.5% | $3,550+96.3% | $5,287+31.8% |
| Admin fee / account holder | $541 | $8,717-93.8% | $5,586-90.3% | $10,133-94.7% |