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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,948 | $138,114+1.3% | $125,391+11.6% | $134,545+4.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -18.30% | 750.88%-769.2pp | 572.41%-590.7pp | 418.37%-436.7pp |
| Employer contribution / active EE | $23,501 | $5,246+348.0% | $4,816+388.0% | $4,742+395.6% |
| Participant deferral / active EE | $15,117 | $7,801+93.8% | $7,448+103.0% | $6,401+136.1% |
| Admin fee / account holder | $306 | $11,570-97.4% | $10,009-96.9% | $11,431-97.3% |