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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,555 | $160,070+47.2% | $147,117+60.1% | $145,897+61.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 18.88% | 98.69%-79.8pp | 420.54%-401.7pp | 552.29%-533.4pp |
| Employer contribution / active EE | $5,807 | $5,285+9.9% | $4,932+17.7% | $4,663+24.6% |
| Participant deferral / active EE | $17,530 | $8,419+108.2% | $8,065+117.4% | $6,689+162.1% |
| Admin fee / account holder | $57,224 | $15,035+280.6% | $12,993+340.4% | $13,390+327.4% |