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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,379 | $78,027+17.1% | $178,528-48.8% | $80,925+12.9% |
| Participation rate | 97.6% | 65.7%+31.9pp | 77.1%+20.5pp | 67.7%+29.9pp |
| Annual return | 6.92% | 18.09%-11.2pp | 27.11%-20.2pp | 35.65%-28.7pp |
| Employer contribution / active EE | $1,943 | $2,281-14.8% | $3,950-50.8% | $2,756-29.5% |
| Participant deferral / active EE | $3,362 | $4,408-23.7% | $6,278-46.4% | $4,299-21.8% |
| Admin fee / account holder | $16,839 | $7,168+134.9% | $10,419+61.6% | $6,940+142.6% |