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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,379 | $78,015+17.1% | $178,505-48.8% | $80,959+12.9% |
| Participation rate | 97.6% | 65.7%+31.9pp | 77.1%+20.4pp | 67.7%+29.9pp |
| Annual return | 6.92% | 18.10%-11.2pp | 27.16%-20.2pp | 35.67%-28.8pp |
| Employer contribution / active EE | $1,943 | $2,281-14.8% | $3,955-50.9% | $2,757-29.5% |
| Participant deferral / active EE | $3,362 | $4,406-23.7% | $6,280-46.5% | $4,300-21.8% |
| Admin fee / account holder | $16,839 | $7,160+135.2% | $10,428+61.5% | $6,925+143.2% |