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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,165 | $77,817-3.4% | $123,553-39.2% | $64,173+17.1% |
| Participation rate | 75.0% | 74.7%+0.3pp | 82.3%-7.3pp | 69.6%+5.4pp |
| Annual return | -5.33% | 12.49%-17.8pp | 119.21%-124.5pp | 7.63%-13.0pp |
| Employer contribution / active EE | $1,367 | $3,014-54.6% | $4,628-70.5% | $2,381-42.6% |
| Participant deferral / active EE | $6,707 | $5,240+28.0% | $6,426+4.4% | $3,470+93.3% |
| Admin fee / account holder | $2,768 | $5,519-49.8% | $9,284-70.2% | $4,887-43.4% |