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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $535,628 | $124,425+330.5% | $112,040+378.1% | $137,256+290.2% |
| Participation rate | 80.0% | 79.3%+0.7pp | 76.5%+3.5pp | 80.0%0pp |
| Annual return | 9.62% | 24.72%-15.1pp | 24.52%-14.9pp | 220.34%-210.7pp |
| Employer contribution / active EE | $1,987 | $3,411-41.8% | $2,954-32.7% | $4,156-52.2% |
| Participant deferral / active EE | $5,375 | $5,718-6.0% | $5,098+5.4% | $6,407-16.1% |
| Admin fee / account holder | $4,814 | $15,207-68.3% | $12,098-60.2% | $12,270-60.8% |