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Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $752,950 | $101,653+640.7% | $147,080+411.9% | $74,459+911.2% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.2%+17.8pp | 67.2%+32.8pp |
| Annual return | 15.54% | 8754.98%-8739.4pp | 420.17%-404.6pp | 1369.70%-1354.2pp |
| Employer contribution / active EE | $18,813 | $3,813+393.3% | $4,933+281.3% | $2,626+616.5% |
| Participant deferral / active EE | $13,961 | $7,304+91.1% | $8,066+73.1% | $4,350+221.0% |
| Admin fee / account holder | $2 | $1,752-99.9% | $12,989-100.0% | $1,945-99.9% |