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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,191 | $106,008+68.1% | $92,240+93.2% | $147,586+20.7% |
| Participation rate | 71.4% | 80.4%-9.0pp | 76.5%-5.1pp | 82.8%-11.4pp |
| Annual return | 16.56% | 50.05%-33.5pp | 176.29%-159.7pp | 578.59%-562.0pp |
| Employer contribution / active EE | $8,750 | $4,333+101.9% | $3,680+137.8% | $4,876+79.4% |
| Participant deferral / active EE | $6,864 | $4,478+53.3% | $3,897+76.1% | $5,439+26.2% |
| Admin fee / account holder | $30,837 | $6,333+386.9% | $5,194+493.7% | $10,886+183.3% |