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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,749 | $97,729-55.2% | $83,830-47.8% | $135,379-67.7% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -9.68% | 1287.52%-1297.2pp | 850.97%-860.6pp | 519.79%-529.5pp |
| Employer contribution / active EE | $1,371 | $4,222-67.5% | $3,631-62.2% | $4,779-71.3% |
| Participant deferral / active EE | $2,327 | $4,683-50.3% | $4,082-43.0% | $5,609-58.5% |
| Admin fee / account holder | $500 | $6,674-92.5% | $5,479-90.9% | $10,828-95.4% |