Retirement plan

JAC MASONRY INC. PROFIT SHARING 401K PLAN AND TRUST

Name: JAC MASONRY, INC. C/O CARNOW AND ASSOCIATES, LTD. - JAC MASONRY INC. PROFIT SHARING 401K PLAN AND TRUST (2016) Form 5500
Creator: JAC MASONRY, INC. C/O CARNOW AND ASSOCIATES, LTD.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, JAC MASONRY INC. PROFIT SHARING 401K PLAN AND TRUST, JAC MASONRY, INC. C/O CARNOW AND ASSOCIATES, LTD.

JAC MASONRY, INC. C/O CARNOW AND ASSOCIATES, LTD.EIN 36-3568410Plan #003PY 2016

778 FRONTAGE ROAD, SUITE 101 - NORTHFIELD, IL 600931209847-501-4622LinkedIn1-10 employees

Other plans on this EIN

1 filing

#001Retirement-$436K assets

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$288K

No prior year

Total participants

No prior year

Average account balance

$71,982

No prior year

Annual return

11.25%

No prior year

Benchmarks

See 35,835 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants<25

Cohort35,835 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.28M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$256K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$70K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$14K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+21.41%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$12483

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$152K

$30396 / participant

Other / not subdivided$152K100.0%

% of EOY assets

52.785%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$71,982

$99,345-27.5%

$84,753-15.1%

$273,972-73.7%

Participation rate

80.0%

80.7%-0.7pp

76.6%+3.4pp

83.0%-3.0pp

Annual return

11.25%

22.93%-11.7pp

22.78%-11.5pp

41.46%-30.2pp

Employer contribution / active EE

$2,002

$4,214-52.5%

$3,574-44.0%

$4,869-58.9%

Participant deferral / active EE

$1,040

$4,270-75.6%

$3,712-72.0%

$5,287-80.3%

Admin fee / account holder

$37,996

$6,645+471.7%

$5,333+612.4%

$10,133+275.0%

JAC MASONRY INC. PROFIT SHARING 401K PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

JAC MASONRY INC. PROFIT SHARING 401K PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion