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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,218 | $100,811-41.3% | $86,698-31.7% | $134,545-56.0% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -22.80% | 29.11%-51.9pp | 35.96%-58.8pp | 418.37%-441.2pp |
| Employer contribution / active EE | $2,631 | $3,490-24.6% | $2,837-7.2% | $4,742-44.5% |
| Participant deferral / active EE | $19,240 | $5,339+260.3% | $4,656+313.2% | $6,401+200.6% |
| Admin fee / account holder | $1,686 | $10,926-84.6% | $7,492-77.5% | $11,431-85.3% |