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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,596 | $180,459+82.6% | $154,108+113.9% | $135,380+143.5% |
| Participation rate | 83.3% | 87.4%-4.1pp | 83.0%+0.3pp | 82.6%+0.7pp |
| Annual return | -6.75% | 888.21%-895.0pp | 735.21%-742.0pp | 519.81%-526.6pp |
| Employer contribution / active EE | $6,427 | $6,035+6.5% | $5,298+21.3% | $4,779+34.5% |
| Participant deferral / active EE | $5,139 | $5,806-11.5% | $5,081+1.1% | $5,609-8.4% |
| Admin fee / account holder | $8,362 | $16,145-48.2% | $13,411-37.6% | $10,828-22.8% |