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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,520 | $73,787+144.7% | $98,716+82.9% | $82,448+119.0% |
| Participation rate | 100.0% | 61.4%+38.6pp | 69.3%+30.7pp | 68.1%+31.9pp |
| Annual return | 11.49% | 18.57%-7.1pp | 31.81%-20.3pp | 41.64%-30.2pp |
| Employer contribution / active EE | $3,704 | $1,511+145.1% | $2,279+62.5% | $2,551+45.2% |
| Participant deferral / active EE | $5,914 | $3,081+91.9% | $4,048+46.1% | $4,139+42.9% |
| Admin fee / account holder | $30,922 | $6,500+375.7% | $8,703+255.3% | $7,234+327.4% |