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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,249 | $63,342+66.2% | $92,236+14.1% | $70,131+50.1% |
| Participation rate | 41.0% | 68.7%-27.6pp | 76.5%-35.5pp | 69.5%-28.5pp |
| Annual return | 26.88% | 530.15%-503.3pp | 176.29%-149.4pp | 73.14%-46.3pp |
| Employer contribution / active EE | $754 | $2,471-69.5% | $3,679-79.5% | $2,342-67.8% |
| Participant deferral / active EE | $1,580 | $2,854-44.6% | $3,897-59.5% | $3,332-52.6% |
| Admin fee / account holder | $248 | $3,840-93.5% | $5,194-95.2% | $4,645-94.7% |