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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,387 | $99,380-9.0% | $90,312+0.1% | $155,188-41.8% |
| Participation rate | 75.0% | 77.3%-2.3pp | 72.9%+2.1pp | 80.8%-5.8pp |
| Annual return | 17.35% | 19.35%-2.0pp | 18.90%-1.5pp | 148.84%-131.5pp |
| Employer contribution / active EE | $2,272 | $2,390-4.9% | $2,243+1.3% | $4,248-46.5% |
| Participant deferral / active EE | $8,062 | $4,212+91.4% | $3,749+115.0% | $6,531+23.4% |
| Admin fee / account holder | $5,788 | $9,766-40.7% | $8,248-29.8% | $14,480-60.0% |