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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,387 | $103,164-12.4% | $90,259+0.1% | $154,746-41.6% |
| Participation rate | 75.0% | 76.1%-1.1pp | 70.7%+4.3pp | 80.7%-5.7pp |
| Annual return | 17.35% | 19.25%-1.9pp | 18.88%-1.5pp | 172.34%-155.0pp |
| Employer contribution / active EE | $2,272 | $2,532-10.3% | $2,291-0.9% | $4,379-48.1% |
| Participant deferral / active EE | $8,062 | $4,422+82.3% | $3,827+110.7% | $6,730+19.8% |
| Admin fee / account holder | $5,788 | $8,593-32.6% | $7,267-20.3% | $14,365-59.7% |