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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $351,353 | $115,917+203.1% | $100,535+249.5% | $158,982+121.0% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 13.82% | 34.80%-21.0pp | 30.90%-17.1pp | 302.99%-289.2pp |
| Employer contribution / active EE | $1,154 | $4,105-71.9% | $3,419-66.2% | $4,763-75.8% |
| Participant deferral / active EE | $15,252 | $6,677+128.4% | $6,271+143.2% | $5,983+154.9% |
| Admin fee / account holder | $4,103 | $11,002-62.7% | $8,085-49.2% | $11,252-63.5% |