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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $526,492 | $100,970+421.4% | $96,576+445.2% | $137,256+283.6% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 12.58% | 38.16%-25.6pp | 38.47%-25.9pp | 220.34%-207.8pp |
| Employer contribution / active EE | $1,000 | $3,809-73.7% | $3,553-71.9% | $4,156-75.9% |
| Participant deferral / active EE | $13,763 | $8,286+66.1% | $7,956+73.0% | $6,407+114.8% |
| Admin fee / account holder | $31,458 | $11,312+178.1% | $11,381+176.4% | $12,270+156.4% |