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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,522 | $73,863+82.1% | $143,797-6.5% | $68,490+96.4% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -20.40% | 0.91%-21.3pp | -0.04%-20.4pp | -7.85%-12.5pp |
| Employer contribution / active EE | $4,026 | $3,185+26.4% | $4,952-18.7% | $2,597+55.0% |
| Participant deferral / active EE | $6,865 | $3,385+102.8% | $5,638+21.8% | $4,028+70.4% |
| Admin fee / account holder | $2,401 | $5,756-58.3% | $14,679-83.6% | $5,403-55.6% |