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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,347 | $110,240-52.5% | $96,544-45.8% | $139,487-62.5% |
| Participation rate | 85.7% | 78.1%+7.6pp | 76.0%+9.7pp | 80.3%+5.4pp |
| Annual return | 12.23% | 26.41%-14.2pp | 25.88%-13.6pp | 373.84%-361.6pp |
| Employer contribution / active EE | $609 | $3,622-83.2% | $2,966-79.5% | $4,755-87.2% |
| Participant deferral / active EE | $9,127 | $5,549+64.5% | $4,851+88.1% | $6,713+36.0% |
| Admin fee / account holder | $27,689 | $11,602+138.6% | $8,254+235.4% | $11,407+142.7% |