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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,647 | $85,766+88.5% | $136,298+18.6% | $70,126+130.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 10.65% | 31.46%-20.8pp | 5156.27%-5145.6pp | 73.15%-62.5pp |
| Employer contribution / active EE | $4,548 | $2,966+53.3% | $4,696-3.1% | $2,343+94.1% |
| Participant deferral / active EE | $8,180 | $5,051+61.9% | $6,247+30.9% | $3,332+145.5% |
| Admin fee / account holder | $15,431 | $5,421+184.7% | $9,244+66.9% | $4,645+232.2% |