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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,465 | $97,125+220.7% | $86,233+261.2% | $137,256+126.9% |
| Participation rate | 80.0% | 74.2%+5.8pp | 69.0%+11.0pp | 80.0%0pp |
| Annual return | 14.10% | 74.19%-60.1pp | 61.39%-47.3pp | 220.34%-206.2pp |
| Employer contribution / active EE | $3,929 | $2,841+38.3% | $2,504+56.9% | $4,156-5.5% |
| Participant deferral / active EE | $11,336 | $5,180+118.9% | $4,559+148.7% | $6,407+76.9% |
| Admin fee / account holder | $2,391 | $9,725-75.4% | $8,342-71.3% | $12,270-80.5% |