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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,465 | $147,556+111.1% | $129,031+141.4% | $198,609+56.8% |
| Participation rate | 80.0% | 77.2%+2.8pp | 73.4%+6.6pp | 82.4%-2.4pp |
| Annual return | 14.10% | 37.41%-23.3pp | 34.67%-20.6pp | 202.70%-188.6pp |
| Employer contribution / active EE | $3,929 | $3,645+7.8% | $3,226+21.8% | $5,055-22.3% |
| Participant deferral / active EE | $11,336 | $5,760+96.8% | $5,217+117.3% | $6,977+62.5% |
| Admin fee / account holder | $2,391 | $15,467-84.5% | $13,208-81.9% | $19,030-87.4% |