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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,465 | $108,882+186.1% | $96,754+221.9% | $154,746+101.3% |
| Participation rate | 80.0% | 75.1%+4.9pp | 70.3%+9.7pp | 80.7%-0.7pp |
| Annual return | 14.10% | 98.39%-84.3pp | 82.04%-67.9pp | 172.34%-158.2pp |
| Employer contribution / active EE | $3,929 | $3,018+30.2% | $2,679+46.6% | $4,379-10.3% |
| Participant deferral / active EE | $11,336 | $5,323+113.0% | $4,758+138.3% | $6,730+68.4% |
| Admin fee / account holder | $2,391 | $10,200-76.6% | $8,905-73.2% | $14,365-83.4% |