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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,804 | $142,392-47.5% | $119,622-37.5% | $134,532-44.4% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | 0.13% | -12.46%+12.6pp | -14.98%+15.1pp | 418.27%-418.1pp |
| Employer contribution / active EE | $4,185 | $5,224-19.9% | $4,232-1.1% | $4,741-11.7% |
| Participant deferral / active EE | $10,184 | $6,467+57.5% | $5,601+81.8% | $6,401+59.1% |
| Admin fee / account holder | $902 | $13,593-93.4% | $10,328-91.3% | $11,429-92.1% |