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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,543 | $88,672-17.1% | $105,223-30.1% | $82,448-10.8% |
| Participation rate | 96.2% | 67.9%+28.2pp | 75.0%+21.1pp | 68.1%+28.1pp |
| Annual return | 6.82% | 30.86%-24.0pp | 180.65%-173.8pp | 41.64%-34.8pp |
| Employer contribution / active EE | $18,640 | $3,048+511.6% | $3,689+405.3% | $2,551+630.7% |
| Participant deferral / active EE | $0 | $4,036-100.0% | $5,072-100.0% | $4,139-100.0% |
| Admin fee / account holder | $14,874 | $7,146+108.1% | $8,859+67.9% | $7,234+105.6% |