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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,987 | $176,786+9.7% | $146,643+32.3% | $167,536+15.8% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 23.64% | 24.04%-0.4pp | 22.75%+0.9pp | 478.82%-455.2pp |
| Employer contribution / active EE | $7,877 | $5,161+52.6% | $4,137+90.4% | $4,839+62.8% |
| Participant deferral / active EE | $2,295 | $6,440-64.4% | $5,506-58.3% | $6,342-63.8% |
| Admin fee / account holder | $1,636 | $13,262-87.7% | $10,280-84.1% | $12,315-86.7% |