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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,565 | $95,453+7.5% | $112,040-8.5% | $82,448+24.4% |
| Participation rate | 97.2% | 72.8%+24.4pp | 76.5%+20.7pp | 68.1%+29.1pp |
| Annual return | 12.20% | 23.92%-11.7pp | 24.52%-12.3pp | 41.64%-29.4pp |
| Employer contribution / active EE | $2,217 | $2,318-4.4% | $2,954-25.0% | $2,551-13.1% |
| Participant deferral / active EE | $3,566 | $4,224-15.6% | $5,098-30.1% | $4,139-13.9% |
| Admin fee / account holder | $9,887 | $9,013+9.7% | $12,098-18.3% | $7,234+36.7% |