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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,423 | $138,076+130.6% | $123,553+157.7% | $135,380+135.2% |
| Participation rate | 85.7% | 84.7%+1.0pp | 82.3%+3.4pp | 82.6%+3.1pp |
| Annual return | -6.34% | 153.70%-160.0pp | 119.21%-125.5pp | 519.81%-526.1pp |
| Employer contribution / active EE | $2,355 | $5,152-54.3% | $4,628-49.1% | $4,779-50.7% |
| Participant deferral / active EE | $9,507 | $6,800+39.8% | $6,426+47.9% | $5,609+69.5% |
| Admin fee / account holder | $322 | $10,917-97.1% | $9,284-96.5% | $10,828-97.0% |