Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,525 | $49,791-26.6% | $78,210-53.3% | $70,126-47.9% |
| Participation rate | 43.5% | 62.3%-18.8pp | 68.7%-25.3pp | 69.5%-26.1pp |
| Annual return | 11.58% | 20.75%-9.2pp | 40.90%-29.3pp | 73.15%-61.6pp |
| Employer contribution / active EE | $587 | $1,430-58.9% | $2,034-71.1% | $2,343-74.9% |
| Participant deferral / active EE | $1,382 | $2,150-35.7% | $2,823-51.0% | $3,332-58.5% |
| Admin fee / account holder | $2,222 | $3,181-30.1% | $3,758-40.9% | $4,645-52.2% |