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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,338 | $144,124+64.0% | $117,857+100.5% | $147,585+60.1% |
| Participation rate | 62.5% | 83.4%-20.9pp | 79.7%-17.2pp | 82.8%-20.3pp |
| Annual return | 13.65% | 531.17%-517.5pp | 335.09%-321.4pp | 578.57%-564.9pp |
| Employer contribution / active EE | $1,988 | $4,897-59.4% | $3,786-47.5% | $4,876-59.2% |
| Participant deferral / active EE | $6,337 | $5,316+19.2% | $4,482+41.4% | $5,439+16.5% |
| Admin fee / account holder | $7,042 | $10,886-35.3% | $8,020-12.2% | $10,885-35.3% |