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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,550 | $91,037+12.6% | $71,671+43.1% | $147,586-30.5% |
| Participation rate | 92.9% | 76.1%+16.7pp | 68.7%+24.1pp | 82.8%+10.0pp |
| Annual return | 19.09% | 20.48%-1.4pp | 20.65%-1.6pp | 578.59%-559.5pp |
| Employer contribution / active EE | $2,561 | $3,327-23.0% | $2,460+4.1% | $4,876-47.5% |
| Participant deferral / active EE | $4,670 | $4,498+3.8% | $3,438+35.8% | $5,439-14.1% |
| Admin fee / account holder | $5,033 | $8,613-41.6% | $5,558-9.5% | $10,886-53.8% |