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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $360,022 | $228,352+57.7% | $185,835+93.7% | $158,966+126.5% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 20.54% | 40.81%-20.3pp | 35.96%-15.4pp | 302.95%-282.4pp |
| Employer contribution / active EE | $10,556 | $4,967+112.5% | $4,087+158.3% | $4,762+121.6% |
| Participant deferral / active EE | $18,374 | $6,416+186.4% | $5,633+226.2% | $5,983+207.1% |
| Admin fee / account holder | $1,853 | $11,867-84.4% | $9,502-80.5% | $11,250-83.5% |