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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,329 | $105,856+58.1% | $90,161+85.6% | $147,586+13.4% |
| Participation rate | 88.9% | 79.7%+9.2pp | 76.9%+12.0pp | 82.8%+6.1pp |
| Annual return | 15.84% | 37.63%-21.8pp | 34.89%-19.0pp | 578.59%-562.8pp |
| Employer contribution / active EE | $3,814 | $4,126-7.6% | $3,318+14.9% | $4,876-21.8% |
| Participant deferral / active EE | $12,710 | $5,733+121.7% | $5,287+140.4% | $5,439+133.7% |
| Admin fee / account holder | $6,023 | $8,046-25.1% | $5,943+1.3% | $10,886-44.7% |