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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,178 | $67,602+277.5% | $82,312+210.0% | $70,126+263.9% |
| Participation rate | 70.3% | 72.8%-2.5pp | 76.9%-6.6pp | 69.5%+0.7pp |
| Annual return | 19.10% | 21.57%-2.5pp | 25.88%-6.8pp | 73.15%-54.0pp |
| Employer contribution / active EE | $2,086 | $1,755+18.9% | $2,428-14.1% | $2,343-10.9% |
| Participant deferral / active EE | $5,909 | $2,987+97.8% | $3,706+59.4% | $3,332+77.4% |
| Admin fee / account holder | $11,650 | $4,512+158.2% | $5,608+107.7% | $4,645+150.8% |