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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,725 | $95,415+178.5% | $185,851+43.0% | $85,851+209.5% |
| Participation rate | 93.2% | 68.8%+24.5pp | 81.7%+11.5pp | 69.3%+23.9pp |
| Annual return | 11.64% | 23.59%-11.9pp | 122.11%-110.5pp | 318.63%-307.0pp |
| Employer contribution / active EE | $5,130 | $3,314+54.8% | $5,168-0.7% | $2,565+100.0% |
| Participant deferral / active EE | $7,057 | $3,424+106.1% | $5,569+26.7% | $3,952+78.6% |
| Admin fee / account holder | $11,811 | $7,215+63.7% | $16,245-27.3% | $6,261+88.6% |