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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,445 | $165,399-6.6% | $149,745+3.1% | $158,982-2.9% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 21.24% | 348.34%-327.1pp | 276.72%-255.5pp | 302.99%-281.7pp |
| Employer contribution / active EE | $0 | $5,105-100.0% | $4,646-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $6,333 | $7,183-11.8% | $6,843-7.4% | $5,983+5.8% |
| Admin fee / account holder | $2,408 | $10,811-77.7% | $9,312-74.1% | $11,252-78.6% |