Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,676 | $91,559-68.7% | $133,978-78.6% | $79,856-64.1% |
| Participation rate | 45.2% | 73.3%-28.1pp | 79.8%-34.6pp | 69.6%-24.4pp |
| Annual return | 16.87% | 61.85%-45.0pp | 45.10%-28.2pp | 31.71%-14.8pp |
| Employer contribution / active EE | $1,279 | $2,384-46.4% | $3,919-67.4% | $2,471-48.3% |
| Participant deferral / active EE | $1,996 | $3,734-46.5% | $5,047-60.5% | $3,741-46.6% |
| Admin fee / account holder | $812 | $6,321-87.2% | $8,930-90.9% | $5,306-84.7% |