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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,972 | $135,956+33.8% | $123,894+46.9% | $273,972-33.6% |
| Participation rate | 95.2% | 84.1%+11.2pp | 81.4%+13.8pp | 83.0%+12.2pp |
| Annual return | 7.38% | 56.63%-49.2pp | 47.52%-40.1pp | 41.46%-34.1pp |
| Employer contribution / active EE | $13,497 | $5,170+161.1% | $4,617+192.4% | $4,869+177.2% |
| Participant deferral / active EE | $9,958 | $6,343+57.0% | $5,984+66.4% | $5,287+88.3% |
| Admin fee / account holder | $1,482 | $9,817-84.9% | $8,357-82.3% | $10,133-85.4% |