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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,834 | $209,422+27.4% | $178,503+49.5% | $158,982+67.8% |
| Participation rate | 86.4% | 86.4%0pp | 81.9%+4.4pp | 82.0%+4.4pp |
| Annual return | 13.90% | 188.81%-174.9pp | 151.12%-137.2pp | 302.99%-289.1pp |
| Employer contribution / active EE | $1,705 | $5,707-70.1% | $5,011-66.0% | $4,763-64.2% |
| Participant deferral / active EE | $3,895 | $5,955-34.6% | $5,202-25.1% | $5,983-34.9% |
| Admin fee / account holder | $1,244 | $17,079-92.7% | $13,987-91.1% | $11,252-88.9% |