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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,847 | $65,428+0.6% | $169,390-61.1% | $71,511-7.9% |
| Participation rate | 36.2% | 66.9%-30.7pp | 77.2%-41.0pp | 67.9%-31.8pp |
| Annual return | 16.21% | 21.35%-5.1pp | 406.07%-389.9pp | 28.86%-12.6pp |
| Employer contribution / active EE | $606 | $2,064-70.6% | $4,013-84.9% | $2,589-76.6% |
| Participant deferral / active EE | $3,202 | $4,360-26.5% | $6,222-48.5% | $4,291-25.4% |
| Admin fee / account holder | $589 | $1,328-55.6% | $9,015-93.5% | $1,588-62.9% |