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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,602 | $165,381-8.9% | $149,730+0.6% | $158,966-5.3% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 1.16% | 348.29%-347.1pp | 276.70%-275.5pp | 302.95%-301.8pp |
| Employer contribution / active EE | $7,523 | $5,104+47.4% | $4,645+62.0% | $4,762+58.0% |
| Participant deferral / active EE | $17,076 | $7,182+137.8% | $6,843+149.6% | $5,983+185.4% |
| Admin fee / account holder | $8,263 | $10,809-23.6% | $9,310-11.3% | $11,250-26.6% |