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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,255 | $56,894+65.7% | $84,753+11.2% | $62,881+49.9% |
| Participation rate | 77.5% | 68.5%+8.9pp | 76.6%+0.9pp | 69.3%+8.2pp |
| Annual return | 0.25% | 6.30%-6.1pp | 22.78%-22.5pp | 20.14%-19.9pp |
| Employer contribution / active EE | $1,186 | $2,400-50.6% | $3,574-66.8% | $2,281-48.0% |
| Participant deferral / active EE | $6,631 | $2,709+144.8% | $3,712+78.6% | $3,203+107.0% |
| Admin fee / account holder | $691 | $3,581-80.7% | $5,333-87.1% | $4,296-83.9% |