Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $956 |
Filed as: WILSHIRE ASSOCIATES INC Service code 26 · EIN 95-2755361 | Advisory (Participants) | $731 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,023 | $73,638-41.6% | $95,960-55.2% | $73,493-41.5% |
| Participation rate | 64.6% | 76.2%-11.5pp | 77.1%-12.5pp | 70.7%-6.1pp |
| Annual return | 14.88% | 16.78%-1.9pp | 91.63%-76.8pp | 28.51%-13.6pp |
| Employer contribution / active EE | $1,438 | $1,863-22.8% | $2,541-43.4% | $2,270-36.7% |
| Participant deferral / active EE | $2,964 | $3,617-18.1% | $4,167-28.9% | $3,740-20.7% |
| Admin fee / account holder | $307 | $482-36.2% | $6,797-95.5% | $513-40.1% |