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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,444 | $60,139-52.7% | $90,461-68.6% | $79,856-64.4% |
| Participation rate | 92.5% | 65.0%+27.5pp | 72.7%+19.8pp | 69.6%+22.8pp |
| Annual return | 15.38% | 71.96%-56.6pp | 1294.76%-1279.4pp | 31.71%-16.3pp |
| Employer contribution / active EE | $1,726 | $2,069-16.5% | $3,264-47.1% | $2,471-30.1% |
| Participant deferral / active EE | $4,173 | $2,939+42.0% | $3,964+5.3% | $3,741+11.6% |
| Admin fee / account holder | $1,580 | $3,978-60.3% | $5,617-71.9% | $5,306-70.2% |