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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,605 | $93,598+32.1% | $135,974-9.1% | $75,173+64.4% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 14.19% | 30.89%-16.7pp | 68.30%-54.1pp | 160.72%-146.5pp |
| Employer contribution / active EE | $3,510 | $3,538-0.8% | $4,859-27.8% | $2,671+31.4% |
| Participant deferral / active EE | $9,949 | $6,405+55.3% | $7,760+28.2% | $4,126+141.1% |
| Admin fee / account holder | $1,795 | $6,978-74.3% | $10,767-83.3% | $5,651-68.2% |