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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,595 | $106,749+28.9% | $145,433-5.4% | $82,448+66.9% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 13.42% | 27.59%-14.2pp | 66.58%-53.2pp | 41.64%-28.2pp |
| Employer contribution / active EE | $3,138 | $3,444-8.9% | $4,554-31.1% | $2,551+23.0% |
| Participant deferral / active EE | $7,982 | $6,519+22.5% | $7,897+1.1% | $4,139+92.8% |
| Admin fee / account holder | $1,652 | $8,390-80.3% | $13,129-87.4% | $7,234-77.2% |