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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $653,772 | $162,821+301.5% | $133,978+388.0% | $158,982+311.2% |
| Participation rate | 80.0% | 83.2%-3.2pp | 79.8%+0.2pp | 82.0%-2.0pp |
| Annual return | 27.56% | 41.95%-14.4pp | 45.10%-17.5pp | 302.99%-275.4pp |
| Employer contribution / active EE | $2,422 | $4,976-51.3% | $3,919-38.2% | $4,763-49.2% |
| Participant deferral / active EE | $6,973 | $5,910+18.0% | $5,047+38.2% | $5,983+16.5% |
| Admin fee / account holder | $381 | $11,742-96.8% | $8,930-95.7% | $11,252-96.6% |